Where To Deposit Money For Usaa Bank

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Online checking accounts, such every bit those offered by USAA, come with a lot of advantages. They take lower fees, your bank is open 24/7, and you can practise everything online or with your mobile telephone – everything only eolith cash. While y'all can take a picture of a check to deposit it digitally, y'all can't practice that with cash. If you lot accept a USAA business relationship, yous have to use a deposit-taking ATM to deposit cash. If in that location's not one near you, expect for other options.^[1]

1
Use the USAA ATM locator website. USAA has a number of locations nationwide where you tin manage your USAA accounts, primarily using an ATM. Click on "ATMs and Locations" under the "Help" bill of fare to get started.^[ii]
- By default the map shows all USAA locations nationwide. Yous tin can zoom in and out on the map.
- Clicking on a dot on the map brings up specific data about that location and the services available there.
ii
Notice the nearest ATM. On the USAA ATM locator page, limit your search results to ATMs where yous tin can deposit greenbacks. You can put in a city or zip code as well, or just click on dots from the map. There aren't very many USAA ATMs where you can deposit cash.^[3]
- If you lot frequently have greenbacks deposits, you may want to check this map before y'all open up a checking account with USAA.
Warning: At that place are big areas of the country where no cash deposit-taking ATMs are available, including the Pacific Northwest, well-nigh of the Midwest, and parts of the S.

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Deposit your greenbacks. If you live in an area where a cash deposit-taking ATM is nearby, you have a relatively piece of cake fashion to deposit cash with USAA. These ATMs will have upwards to xxx bills at a time, and don't crave any deposit slips or envelopes.^[iv]
- Double-check that the auto counted your greenbacks correctly, and keep your receipt.
iv
Follow up on your deposit. Depending on the location where you made your eolith, there may be a hold on your funds. There should exist data on your receipt telling you when your funds will exist available.^[five]
- Check your USAA business relationship within 24 hours to make sure your deposit is accurately reflected in your business relationship.

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1
Buy a coin order. Y'all can purchase money orders at post offices, Western Wedlock, and some grocery stores and discount stores, such as Walmart. Some places may not event coin orders for more than $1,000, so if yous have a larger corporeality of greenbacks, you might need to get more than one.^[6]
- You'll have to pay a fee to get your money guild issued, simply it's commonly no more than a couple of dollars. The United states of america Post only charges 45 cents for military money orders.
- A money order is treated just like a check. Since you're depositing the coin order into your ain business relationship, list yourself as the recipient. You'll also fill up out your information and sign as the purchaser of the money order.^[7]
2
Download the USAA mobile app. If you don't already have the USAA app on your smartphone, you can download information technology for free. Then, provide the details to fix access to your USAA business relationship. This should only take a few minutes.^[8]
- You tin sign in to your account on the app using the same credentials that y'all use on the USAA website. Depending on the security you have prepare, you may need to enter a code (sent through text or electronic mail) to verify your identity.
three
Endorse the back of the coin club. Since the money gild is payable to y'all, flip information technology over and sign in the endorsement area on the back of the money guild. Add the words "For mobile deposit only at USAA FSB."^[9]
- It's also a good thought to add your business relationship number in the endorsement expanse, but information technology isn't strictly necessary.
Warning: Don't sign the back of the money order until you're ready to deposit it. After you endorse it, the money order effectively becomes a blank check and anyone tin can cash it.
4
Select "Transfer/Eolith" on the mobile app. Open the mobile app and tap the "Transfer/Deposit" carte tab, then choose "Deposit@Mobile." Indicate that yous desire to eolith a cheque or money social club, so follow the instructions.^[10]
- If you lot only downloaded the app or accept never made a mobile deposit earlier, you'll need to grant the app access to your telephone's photographic camera so yous tin can complete your transaction.
5
Scan both sides of the coin order using your phone'south camera. A guide volition appear on your phone screen. Lay the money society down on a flat surface so that the 4 corners of the money order are within the guidelines and the writing on the money order is clear and visible. Then take a motion-picture show. Repeat with the other side of the money gild.^[11]
- After you accept each photo, you lot'll take the opportunity to review the quality. If it seems blurry or crooked, you might want to take it again.
- Once you lot're satisfied with the photos, enter the corporeality of the money lodge and select the account where you want the money deposited (if yous accept more than than i business relationship).
Tip: Go along the money order at least until the money appears in your account and is no longer "pending."

i
Locate a USAA Preferred ATM. While y'all can't deposit cash into a Preferred ATM, you tin can withdraw funds, check account balances, or move funds between accounts without accruing any ATM fees.^[12]
- Wait for ATMs that have an "Allpoint," "MoneyPass," or "PNC Bank" logo. These are USAA Preferred ATMs.
- If you observe a Preferred ATM attached to a bank co-operative, y'all may want to consider opening an account at that bank. You lot can use that account for cash deposits and also manage your USAA account from the same location.
2
Get a prepaid debit card. With a prepaid debit carte du jour, yous may be able to reload it with cash around the clock. Link the menu to your USAA account and you can easily transfer money from the card to your account online.^[13]
- Shop around for prepaid debit cards to notice the one with the lowest fees that has convenient locations for you to reload the card.
3
Maintain another business relationship for cash deposits. If y'all already take a checking account at a brick-and-mortar bank, you can deposit your greenbacks into that account and and then transfer the money to your USAA account. This typically isn't the easiest or most efficient way to deposit cash with USAA.^[xiv]
- While USAA doesn't charge whatsoever fees for incoming transfers, the other banking company may charge a fee to initiate the transfer. Find out how much the transfer is going to cost yous earlier you open up an business relationship, especially if you're going to have frequent cash deposits.
- Agree times are some other thing to go on in mind. Using this method may hateful your funds aren't available in your USAA account for several days.
iv
Write a check from another account. If you take a friend or family member who has a checking account with a brick-and-mortar bank, they may be able to work out an arrangement with you. Deposit the cash in their bank business relationship, so have them write y'all a bank check for the total.^[15]
- One time yous get their check, y'all can deposit it using the USAA mobile banking app on your phone.
Tip: Have notation of any agree times on personal checks so you know when your funds will be available in your USAA account.

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Article Summary X

To deposit greenbacks with USAA, expect for a nearby USAA ATM using the USAA ATM locator website. Yous can also purchase a cashier'south check or money club with the cash and so deposit it into your account using the USAA mobile banking app. Or, you tin purchase a prepaid debit carte du jour using the greenbacks and link it to your USAA account. If none of these options work, consider request a friend to deposit the cash for yous and then having them write y'all a check. To larn how to deposit cash in a USAA ATM, read on!

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